Stress cases (+1% / +2%)

These are mechanical shocks, not a prediction of 2027 or 2028.

Principal

Years

Spread (%)

Base 12-month Euribor (%)

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How to use these shocks

Principal and years left as they stand today. Spread from the deed. Base Euribor fills from the latest 12-month fixing.

+1 and +2 points are harsh cases for planning, not a 2027 forecast. For the steps that appear in letters, use +0.25 / +0.50.

Key: this page exists so “euribor forecast” traffic can leave with a payment range instead of a fake official print. Read how to read predictions.