Tools
Small utilities. They use the French amortization formula and the latest 12-month print when useful. They are not bank software.
1. Loan impact
Payment if the 12-month rate moves 2. Rate + spread
All-in coupon 3. Compare two dates
Difference between two daily fixings 4. Monthly average
Mean of the prints in a month 5. Year-ago change
Latest closed month vs same month last year 6. Stress +1% / +2%
Shock the current fixing 7. Payment delta
€ change for +0.25 / +0.50 points 8. Max loan
Principal that fits a monthly budget
Payment if the 12-month rate moves 2. Rate + spread
All-in coupon 3. Compare two dates
Difference between two daily fixings 4. Monthly average
Mean of the prints in a month 5. Year-ago change
Latest closed month vs same month last year 6. Stress +1% / +2%
Shock the current fixing 7. Payment delta
€ change for +0.25 / +0.50 points 8. Max loan
Principal that fits a monthly budget