12-month Euribor forecast

Two phrases collide: the 12-month tenor (what this site publishes) and a 12-month-ahead forecast (what some queries want). This page keeps them apart.

Key: a forecast is not an EMMI fixing. The only hard number on this page is the last published 12-month print (September 1, 2026, 2.981 %). Paths below are shocks, not a promise for December 12-month tenor.

Last daily 12-month

2.981 %

September 1, 2026

Last closed month

2.954 %

2026-08

Empty meeting room with a simple rate chart on screen — Use the live series and a shock to the payment — not a made-up year-end print.

12-month Euribor is the tenor. It is published daily. 12-month page and today.

A 12-month forecast is a view of where that tenor might sit a year from now. We will not type one number and call it data.

Useful substitute: last print, then +0.25 / +0.50 / +1.00 on payment delta and stress cases. That is a 12-month household plan you can defend.

24-month history (closed months)

Context beats a slogan. The chart is the official-style monthly 12-month average, last 24 closed months.

Shock the current print on the +1% / +2% tool or the +0.25 / +0.50 payment delta. Read the method note: how to read a forecast.